Newsletter Archive

Marotta On Money - March 21 Newsletter



Save 97 Percent of Any Windfall (03-21-2011)

Surprisingly, studies show that onetime windfalls can actually impoverish you. They make you feel rich, which inevitably leads to overspending. But wealth is what you save, not what you spend. With large windfalls, people tend to spend about 40% of the money. So if you get $20,000, you might spend $8,000. But if the amount is small, you will squander a greater percentage, often more than you received. Thus if you win $75, you may actually spend an additional $125 before you stop celebrating. Either of these scenarios will make you poorer.
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In The News

David Marotta's Article a Competition Finalist

David Marotta has an article in the running for fi360'sarticle competition, a chance for AIF® and AIFA® designees to showcase their position as thought leaders on fiduciary issues in the investment industry.

To see the article and competition information, go to fi360's website.

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Retirement Wisdom Part 5 - Value Objective Advice (11-22-2004)

Would you complain if your $100,000 investment grew to $5. 2 million dollars over 50 years? Probably not, but how would you feel if you found out it would have grown to $16. 7 million had you not lost $11. 5 million to unnecessary fees, expenses and commissions? Analyze your investments at the Morningstar website: www. morningstar. com. Enter the five-character ticker for one of your funds; for example, the Vanguard 500 Index Fund has the VFINX. Then click on the "Fees & Expenses" tab. For the Vanguard S&P 500, the current total expense ratio is 0.
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Retirement Planning