Newsletter Archive

Marotta On Money - March 05 Newsletter

Investment Vehicles

Roth IRA Recharacterization 2012: Undoing a Roth Conversion (03-05-2012)

Nearly everyone is an excellent candidate for a Roth conversion this year. If you failed to convert money from an IRA to a Roth IRA last year, you missed an opportunity. Don't make the same mistake this year. You can always undo part or all of a Roth conversion with what’s called a recharacterization, so you can't convert too much. A Roth conversion can push you into a higher tax bracket. But all tax brackets are rising in 2013 as the Bush tax cuts expire, making the hurdles much lower for this year's conversion and the likelihood of keeping your Roth conversion much greater.
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Upcoming Events

03/14

5:30 pm

Free NCEF Seminar: Social Security: How to get $250,000 More from the IRS --Matthew Illian presents

Learn more

03/15

Corporate Tax Returns Are Due

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In The News

Radio: Organizing Your Finances to Best Love Your Spouse

David and Krisan Marotta were interviewed on radio 1070 WINA's Schilling Show talking about finances and marriage, an oft-neglected topic for couples, but a crucial part of any marriage.

The Marottas explain that finances are just an expression of goals, values, and dreams, and discussing money openly with your spouse will make a stronger marriage.

They also reference the 7 Financial Rules for Marital Bliss; the most important thing to remember is to be a part of the solution.

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Featured Video

Video: Roth IRAs Make Great Estate Planning Tools

Retirement Wisdom Part 2 - Automate Your Saving (11-01-2004)

The most successful way to save it is to automate your saving plan. Saved money makes money. And saved money making more money can make the difference between upper middle class and struggling middle class. Automate your savings, and you will automate growing richer. A rich person is nothing but a poor person who has saved a lot of money. Save and invest as little as $100 a month for forty-eight years earning 9% and you can retire with a million dollars. Save and invest $1,000 a month for twenty-four years and you will have a million dollars.
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retirement