Newsletter Archive

Marotta On Money - June 06 Newsletter


Asset Allocation

Relax with a "Gone-Fishing" Portfolio (06-06-2011)

Summer is almost here. It's time to go fishing or take a trip or do wherever else you enjoy while on vacation. Unless your interests lie in investment management or you have a trusted fiduciary watching over your investments, consider having a portfolio designed to allow you more time to relax. A gone-fishing portfolio has a limited number of investments with a balanced asset allocation that should do well with dampened volatility. Its primary appeal is simplicity. But a secondary virtue is that it avoids the worst mistakes of the financial services industry.
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Free NCEF Seminar June 9

We are offering an hour-long free seminar, "How Much to Invest in What," with speaker David John Marotta as part of the NAPFA Consumer Education Foundation this Thursday, June 9, 2011, at 5:30 p.m. at the Charlottesville Senior Center. We will show you how to build an age-appropriate gone-fishing portfolio and how such a portfolio has fared over the past decade. A question-and-answer session will follow.

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Safeguard #1: Do Not Allow Your Advisor to Have Custody of Your Investments (01-12-2009)

I was recently asked if investors should trust their financial advisors. And my short answer, you may be surprised to hear, was no. Given all the greed and deceit revealed last year in the world of financial services, this question of trust could not be more timely. If your advisor is not a fiduciary, he or she has no legal obligation to act in your best interest. Only about 7% of those working in financial services are fiduciaries, so the odds are your advisor is probably not. Simply put, the term "fiduciary" applies to those who have the legal responsibility to manage other people's money.
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