Newsletter Archive

Marotta On Money - July 18 Newsletter

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Asset Allocation

'Go Fishing' in the Calm Sea of Bonds (07-18-2011)

Adding bonds to an all-stock portfolio can boost returns and lower volatility, especially in choppy markets. Bonds should be a small but important part of your gone-fishing portfolio allocation. Creating a gone-fishing portfolio begins with a top-level asset allocation. For a typical 40-year-old investor, the percentage in stable fixed-income investments would be 14. 6%. The remaining 85. 4% would be allocated among appreciating equity investments. Portfolio construction begins with the most basic allocation between investments that offer a greater chance of appreciation (stocks) and those that provide portfolio stability (bonds). These decisions are the most critical in determining the overall behavior of your portfolio returns.
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Upcoming Events

07/23

Save and Invest 50% of your new raise

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08/01

Virginia's Sales Tax Holiday: School Supplies and Clothing.

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In The News

U.S. News and World Report's "Washington Whispers" Quotes David John Marotta

David John Marotta was quoted in U.S. News and World Report's Washington Whispers on the results of the recent release of oil barrels.

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Learning to Live on Your Own, Part 2 (02-18-2008)

Last week we discussed the many ways you can save money as you learn to live on your own. Our suggestions included sharing housing costs, buying a previously owned car with cash, preparing meals instead of eating out, and eliminating the frills from services that are deducted automatically each month from your checking account. Here we offer some sound advice on how to put that money you've saved to work for you. First, look carefully at your company’s benefits plan. Disability insurance is probably the most neglected insurance. Consider signing up through a work plan.
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Budgeting