Newsletter Archive

Marotta On Money - April 14 Newsletter



Why is the Federal Reserve in Your Wallet? (04-13-2014)

Although you may not realize it, you likely hate the Federal Reserve. Americans in general have always distrusted the banking cabal that later produced our central bank. Back then, they just called it "Wall Street" because all the banks were in the New York financial district. Today we don't even remember what we mean by the nickname. We mistakenly believe it has something to do with investing in the stock market. Members of the Federal Reserve, although under the loose oversight of Congress, openly admit it is not a federal agency but rather an independent bank privately run by its 12 bank share owners.
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Free NCEF Seminar: KIVA - Micro-loans that change lives

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In The News

Free NCEF Seminar: KIVA - Micro-Loans That Change Lives

On April 24, 2014 at 5.30pm, David John Marotta will be speaking at the Charlottesville Senior Center on philanthropy, specifically about KIVA, a non-profit organization with a mission to connect people through lending to alleviate poverty by leveraging the internet and a worldwide network of microfinance institutions.

The talk is free and open to the public.

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CAPM: The First Factor of Investing (03-19-2012)

A group of our advisors attended a conference this past fall sponsored by Dimensional Fund Advisors. In his talk, "Risk Dimensions of the Market," Eugene F. Fama reviewed the latest data on the Fama-French three-factor model for investment returns. Modeling investment returns seeks to find an equation to predict your expected returns as much as possible. The simplest equation for the markets would be "Return equals 11. 71%. " This has been the average return from 1927 through 2010, the zero factor model. Put your money in the market, and you will get, on average, 11. 71% annually.
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