Newsletter Archive

Marotta On Money - March 30 Newsletter



Schwab Intelligent Portfolios: Incomplete Rebalancing Algorithm (03-29-2015)

Schwab recently released Schwab Intelligent Portfolios (SIPs), "an automated investment advisory service. " It claims to "make professional advisory services available to anyone with $5,000 to invest. " In reality, SIPs only offers one service: to "build, monitor and rebalance your portfolio," and it doesn't do that well. We previously explained how SIPs builds a portfolio based on your risk tolerance, a useless measure. Now we review the two pros and nine cons of how Schwab monitors and rebalances portfolios. *Pro: Drift-Based Rebalancing* SIPs provides "daily check-ins" where "excess ETF shares are sold, and the proceeds are used to buy positions.
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In The News

Radio Interview: Twelve Tax Planning Agenda Items To Do Before April 15

David John Marotta was interviewed on radio 1070 WINA's Schilling Show discussing what should be on your agenda this tax season. Here is the tax planning checklist: Fund Roth for 2014 ($5,500 per person or $6,500 for those over 50).
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Financial Planning for the Second Half of Marriage (04-02-2007)

My wife and I are celebrating our twenty-fifth wedding anniversary this month. Our oldest child is now a freshman in college and our youngest is a sophomore in high school. The financial planning issues that were important during the first half of our marriage become critical as a couple enters the second half. The second half of marriage can either be the best time of life or the time when a marriage breaks up. The transition can catch unsuspecting couples off guard.
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Marriage and Finances