IRMAA Event: Loss of Income-Producing Property
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It sounds broad and easy to use, but it is actually very specific and uncommon.

How to Use Medicare IRMAA Life-Changing Event Form SSA-44 To Save Money
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If the form is accepted, the Social Security Administration will generally not only change your current IRMAA, but they will also use your Projected MAGI for the next several years. Here’s why.

Q&A: Are IRMAAs for Life?
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A reader asks: When you are issued an IRMAA, does the IRMAA stay for one year only or does it stay that way for life?

Steps to Reduce IRMAA Medicare Premiums
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Sophisticated tax planning can be effective at any age. However, with great complexity comes great opportunity.

How to Avoid an IRMAA Medicare Premium Surcharge 2023
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To avoid getting issued an IRMAA, you can proactively tell the SSA of any changes your income has seen in the past two years using a “Medicare Income-Related Monthly Adjustment Amount – Life-Changing Event” form.

How to Avoid an IRMAA Medicare Premium Surcharge 2022
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To avoid getting issued an IRMAA, you can proactively tell the SSA of any changes your income has seen in the past two years using a “Medicare Income-Related Monthly Adjustment Amount – Life-Changing Event” form.

When to Enroll in Medicare
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If your miss your initial enrollment eligibility window, then your premiums are hit with a late enrollment penalty.

How to Avoid an IRMAA Medicare Premium Surcharge 2021
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Depending on your particular case and Social Security agent, you may get your surcharge waived, lowered, or upheld.

How to Avoid an IRMAA Medicare Premium Surcharge 2018
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Depending on your particular case and Social Security agent, you may get your surcharge waived, lowered, or upheld.

Medicare High-Income Premium Surcharges – 2015
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These premium surcharges are typically unavoidable except for some planning a Roth Conversion.

Three Reasons Medicare Advantage Can Be Called Medicare Dis-Advantage
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Approaching 65? Or perhaps you need to review your current Medicare choice. Consider these three reasons to avoid Medicare Advantage.

Medicare Advantage Plans: Are They For You?
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Those planning to enroll in Medicare have lots of homework to do. In this article I cover the essential benefits of Medicare Advantage which is the private insurance option for Medicare recipients.

Age 65 and Still Working: Sign Up For Medicare?
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Is Medicare better than your current employer health plan? Signing up for Medicare is the right decision for many who stay on the job. With one exception, everyone who is eligible should sign up for Part A.

The ABCs and Part D of Medicare
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As seniors approach age 65, they face a matrix of confusing Medicare options. Planning for health care expenses in retirement is one of the largest hurdles that new retirees face.

Medicare Medical Savings Account Plans
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Unlike Medicare Part B, a Medicare MSA account caps your liability.

How Medicare Works
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In some cases you will have to pay the $135 deductible plus 20 percent of the remaining costs.

Medicare Part D Deserves an F
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Poor families with children will subsidize millionaire seniors.

Seniors Face Six Month Deadline For Drug Coverage
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Even if you don’t need coverage you can avoid future penalties for as little as $1.87 per month.

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