Marley was dead: to begin with. There is no doubt whatever about that. The register of his burial was signed by the clergyman, the clerk, the undertaker, and the chief mourner. Scrooge signed it: and Scrooge's name was good upon 'Change, for anything he chose to put his hand to. Old Marley was as dead as a door-nail.

So begins "A Christmas Carol" by Charles Dickens, and so we present "Financial Planning according to Ebenezer Scrooge.

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1. Keep Christmas Your Own Way (2008-11-17)
   In Charles Dickens's "A Christmas Carol," Ebenezer Scrooge asks his nephew, "What's Christmas time to you but a time for paying bills without money?" Sadly, that sounds like Christmas for many American families binging on expensive gifts.
   
   
2. Scrooge's Nephew Fred Is a Traveler (2007-12-17)
   Every December I reread "A Christmas Carol" by Charles Dickens. Ebenezer Scrooge's nephew Fred is the character young people most easily relate to. He is young himself, carefree, in love and enjoying life with his friends. He has a "traveler" personality.
   
   
3. Why is Bob Cratchit So Poor? (2005-12-12)
   Christmas is a time for oft told tales like Charles Dickens’s "A Christmas Carol." At first glance, this story fills us with pity for the Cratchit family, always struggling to make ends meet. Poor Bob Cratchit is forced to work for Ebenezer Scrooge, whose personality makes an easy target for the cause of Bob’s financial troubles. But, the true source of the Cratchits’ poverty is not Scrooge but Bob’s own impulse to live a lifestyle worthy of the Lord Mayor himself.
   
   
4. Scrooge's Former Boss Fezziwig Is a Nester (2007-12-24)
   My favorite character from Dicken's "A Christmas Carol" is Fezziwig. Fezziwig is what Bert Whitehead would describe as a "nester".
   
   
5. Belle Didn't Really Love Scrooge (2006-12-11)
   About this time each year I re-read "A Christmas Carol," by Charles Dickens. By far, the saddest portion of the book is the scene where the ghost of Christmas past forces Ebenezer to relive the day his fiancé breaks their engagement and his heart. While we often assume that Ebenezer did not love Belle, the sad truth is that Belle never really loved Scrooge.
   
   
6. Holiday Joy Doesn’t Cost A Fortune (2003-12-08)
   Scrooge’s riches did not make him happy. Fezziwig’s celebration did not make him poor.
   
   

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